Here’s an updated version of the Terms and Conditions for Basics Insider including a clear no‑refunds policy.

Terms and Conditions

Last updated: October 29, 2025

Welcome to Basics Insider, a subscription-based video platform owned and operated by KOLD LLC. These Terms and Conditions (“Terms”) govern your access to and use of Basics Insider, including all related media, content, products, and services available through our website and connected platforms such as our YouTube channel, Business Basics. By accessing or using our website or subscribing to our services, you agree to these Terms and to comply with all applicable laws and regulations.

1. Acceptance of Terms

By subscribing to or using Basics Insider, you confirm that you are at least 18 years old (or the age of majority in your jurisdiction) and agree to these Terms. If you do not agree, please do not use our services.

2. Services Provided

Basics Insider offers on-demand access to exclusive podcasts, Q&As, and other video content through a paid subscription model. Subscriber benefits and available content may change from time to time.

3. Subscription and Billing

• Subscriptions are billed on a recurring basis (monthly or annually, as selected at checkout).

• By subscribing, you authorize KOLD LLC to charge your chosen payment method until you cancel.

• You may cancel your subscription at any time through your account settings, but cancellations take effect at the end of the current billing period.

• All payments are final. KOLD LLC does not offer refunds or credits for partially used subscription periods, accidental purchases, or changes of mind.

• Any free trial periods will convert automatically to a paid plan unless canceled before the trial ends.

4. Account Access and Security

You must create an account to access subscriber-only content. You are responsible for maintaining the confidentiality of your login credentials. Sharing your login with others is prohibited and may lead to suspension or termination of your account.

5. Intellectual Property Rights

All videos, podcasts, graphics, logos, and written content on Basics Insider are owned or licensed by KOLD LLC. You may not copy, reproduce, or distribute our content without prior written permission. Subscriptions grant you a personal, non-transferable license for individual, non-commercial viewing.

6. User Conduct

You agree not to misuse our services, interfere with other users’ access, or attempt to access restricted portions of the platform through unauthorized means. Any breach may result in account termination or legal action.

7. Termination

KOLD LLC reserves the right to suspend or permanently terminate accounts that violate these Terms, engage in fraudulent activity, or misuse content access privileges.

8. Disclaimer of Warranties

All content on Basics Insider is provided “as is” and “as available.” We do not guarantee uninterrupted access, accuracy of information, or permanent content availability.

9. Limitation of Liability

To the fullest extent permitted by law, KOLD LLC and its affiliates will not be liable for any indirect, incidental, or consequential damages arising from your use of Basics Insider or inability to access our services.

10. Changes to Terms

We may update these Terms periodically. Your continued use after any changes constitutes acceptance of the revised Terms. The latest version will always be available on our website.

11. Governing Law

These Terms are governed by the laws of the State of Wyoming, USA, without regard to conflict-of-law principles. Any disputes will be resolved exclusively in the courts located in Wyoming.

12. Contact Information

For questions regarding these Terms, please contact us at:
KOLD LLC
Email: support@basicsinsider.com